CIGNA offers our customers a unique business advantage: the ability to organize and integrate their employee benefits needs through one of the industry's broadest portfolios of quality health care; group life, accident and disability; and retirement and investment products and services.

CIGNA Corporation's subsidiaries are leading providers of employee benefits in the United States. Their products and services include managed and indemnity health care coverage; group life, accident and disability insurance; retirement services; and investment management. They also offer life insurance and employee benefits in selected international markets. As of December 31, 2000, CIGNA Corporation had consolidated assets of $95.1 billion and shareholders' equity of $5.4 billion. Full-year 2000 revenues from continuing operations totaled $20 billion.

CIGNA's operating subsidiaries offer one of the broadest arrays of innovative, high-value products and services available in the industry:

• Managed medical and dental care products, group indemnity health insurance and related services;
• Group life, accident and disability insurance;
• Retirement and investment products and services;
International employee benefits and life, accident, health and disability coverages; and
• Investment products and services for U.S. and international pension plans, institutional investors and CIGNA's insurance businesses.